Tuesday, January 13, 2009

A Guide To Get Free Car Insurance Quotes Online

A Guide To Get Free Car Insurance Quotes Online

It is mandatory to get car insurance while buying a car that provides protection against loss occurred in the event of an accident. Generally, the insurance cover is for the insured, the vehicle and third party and the various policies specify the circumstances under which they are covered.

Usually, car insurance is compulsory and a minimum of third party insurance is required to protect against the financial loss, damage or injury caused by a vehicle. When some thorough research is done, it is feasible to get the lowest car insurance quote and the internet is the best place to compare the various quotes provided by the different companies.

The monthly premiums depend upon several factors while going for car insurance like the driving record, age, the location where the vehicle is parked and driven. In fact, the distance for which the car is driven and the purpose for which the car is driven are also accounted for, while assessing the premium of the car insurance.

Of course, there are discounts for anti theft and safety devices, approved defensive driving course and combining multiple policies with the company. With such a diversity of factors that influence the car insurance quotes, it is always better to get free car insurance quotes since it would take a long time to calculate the best possible deal taking into consideration all these factors. But a comparison has to be done to strike the best deal and what else can be more helpful than the internet.

Free insurance quotes are offered by the insurance companies who vie with one another to sell a policy to the prospective clients. Earlier, radio, television and newspaper used to be the media of advertisement but with the advent of internet, it is now possible to offer the various quotes. Another advantage is that internet is available all the time, 24x7 and is far reaching to any part of the world.

In addition, the insurance companies would get the feed back almost instantaneously and can find out their probable clients. This is very helpful for the companies to expand their business and rectify, if there are any flaws. On the other hand, free car insurance quotes are convenient for the clients too, who are in a position to compare and contrast the various quotes from the convenience of the home, without having to drive along, spending gas or waste time and energy to get a comparison for the different car insurance quotes.

Free car insurance quotes online also help get rid of the agents who would try their best to impress and influence a person into falling a prey to one of the car insurance the company offers.

By: Adam Boulton
Article Directory: http://www.articledashboard.com

Thursday, January 8, 2009

Romantic Love Poems

Romantic Love Poems

Love is the most wonderful touch on the earth that keeps people unite and create the feeling of brotherhood amongst all to live peacefully. Only exceptions will be the devil’s mind. The ancient literature shows that love poems are the finest way to express or share feeling for other individuals.

It does not require talent right from birth it’s just a work of love feelings that will make your hand running with a pen on a paper. It is a flow of literature, expressive words with some sentimental moves that run within your heart. When you share those thought moving in your mind or heart on a piece of paper in love poem format they becomes powerful words. A love poem is being known from historic times.

There are different kinds of poems like hate poems, romantic poems, friendship poems, sweet love poems and many. Basically it depends on the poet or an individual who has become a poet in love as the case may be. When a person expresses himself or herself in a love poem sometimes it sounds very pleasing and sometimes it can just blow up out of proportion.

Above that, when a person is writing a poem and if he/she had lost love, still in want of love or has faced betrayal in love such negative feelings will show shattered dreams, the undergoing of agony. On the other hand, those who are in love or happy married life such positive feelings will show commitment, faithfulness towards your partner and indirectly completely dedicating yourself for your love.

One of the famous poets named Emily Watson, Christopher Marlowe, Joyce Kilmer, Emily Dickinson and few others to mention. They are known for their poetry works based on love, romance or friendship. Heart is the birthplace of love and so the words coming from within the heart generally touches the person. It turns a poet into a great poet and a person into a poet.

It is of equal importance that you should be able to express your love poem for you’re someone special as that person is the only reason behind your work. Generally it is said there are fair chances of writing love poems for persons loving someone from the core of their heart. It is the way of expressing or sharing your feelings in written form. Sometimes individuals write a love poem for their loved ones but failed to bring themselves to hand away to that person may be because of shyness, lack of confidence or the thought that whether he/she will like it or not. But if you really love someone then you should be bold to face them no matter what will be the next.

Get rid of from afraid to give it to him or her. These love steps will lead to your destiny full of love and success in life. Even for those persons who are not in love can generate the feeling of love in their heart by reading some books of good authors. Try to refer books of famous poets based on poems about love and above that you can also get books on how to write love poems but instructed by your heart and deep genuine feelings of love. Just feel the pleasure of writing love poems in love.

By: John Mark
Article Directory: http://www.articledashboard.com

How to Play Soccer

How to Play Soccer

Soccer is the most played sport in the world, the rules are simple, playing it is also simple, but skill are what make it a moderate difficulty

Things You’ll Need:

soccer ball
soccer court
atleast 4 or 5 friends

Instructionstep1 (the rules)
At the start of any game, the soccer ball will be placed in the centre of the court, 1 of the forwards, whether left or right striker, will be placed in the centre with the ball. The ball will be on the centre dot with the MAIN striker, the main strike will slow pass the ball to the other team mate striker who is a couple feet away to the right, the other players MUST stay out of the centre circle. The game begins.


If you are either tripped, pushed or hit on purpose, you may report it to the referee and he will sort it out with a red card, if it is unintentional, either yellow card or no card at all. So avoid all unnecessary hitting. Conservative tackles that don't trip, rather lose the balance of the other person is allowed.


If anyone is tripped from the opposing inside their own goalies court, its a penalty kick.

Free Kick

A free kick Given if anyone is tripped out of the goalies court, in direction of the target net.


if the ball goes out from either team from the OUTER line, its a throw-in.

Step2 Skills

Kicking hard

Plant your non-kicking foot on the non-kicking side of the ball, 5 inches away, make contact with the ball with the "lace" of the foot when the knee is RIGHT over the ball.

Kicking Curve

Keep ankles locked at 90 Degrees, plant non-kicking leg like before, angle your kicking foot in direction of spin. follow through.


There are many Deks, but i will list 2.

Step over with the kicking leg, then push in the opposite direction and regain control.

Fake kick, and step over, then change direction suddenly.

Step3 Goal keeping


Dive from a squat position, with fingers out toward the ball.


Jump with either fists or fingers high toward the ball.

Low pick up

go down on one knee, face perpendicular to the ball. face torso to the ball, the legs must be perpendicular. Pick up the ball

source :  http://www.ehow.com/how_2044032_play-soccer.html

Hair Care Tips For Shiny And Silky Hair

Hair Care Tips For Shiny And Silky Hair

Who does not want to have shiny and silky hair? Every one of us desire have silky shiny hair but unfortunately our lifestyle has left us to be happy with dry and coarse hair. Lucky are those born with healthy and silky hair but if uncared they also meet the same fate.

Hair care treatment is important for both born with healthy and silky hair and also for those who do not possess the same. Watching those cover page of the magazines that displays the zoom headshot of a model with long silky hair that cascade down the shoulder or that of a shampoo that displays long, luxurious locks on models and the flowing curls of the girls automatically makes us say WOW!

You too can get you hair shiny and silky and for that you need one thing besides using different hair products and that is commitment. Many of us do not have the patient and they stop in the middle to whatever work they undertake and are never successful in their work.

Therefore it is also important in case of hair care treatment that takes long time to accomplish silky and shiny hair to be very sincere and patient. There various hair products available in the market today care should be taken that you choose the product wisely.

Read the instructions and the other information given on the bottle of the hair care product. Read the chemical composition that the product contains. Watch out for those hair products that contains “humectants". Moisture is very for hair. If moisture level drop below 10% then it becomes essential to use hair products that will maintain the balance of moisture level.

Hair products with “humectants” not only replace lost moisture but actually attract moisture and retain it in the cortex of the hair even essential fatty aids (EFA’s) are great moisturizers and one of the best and most cost effective sources is safflower oil. Our scalp also produces the best EFA’s which we call sebum that keeps hair healthy, silky and shiny all the time. Yet there is another way of caring your hair and that is by rubbing a drop of flax seed oil onto the ends of your hair to keep the ends looking supple.

Besides the basic hair treatment that involves shampooing, conditioning and combing it is important that you should see to the matter that your hair is not excessively exposed to sun and chlorinated water. You should also take care to avoid unnecessary use of hair color, hair dryers and hair straighteners.

Though all these products are made for hair but it should be used judiciously. And the most important thing to understand and remember is that you need to a healthy diet and exercise to keep your hair healthy.

By: Louise123
Article Directory: http://www.articledashboard.com

Professional Weight Loss Tips For 2009

Professional Weight Loss Tips For 2009

It is the start of a new year, 2009, and many people are once again starting out on a new diet or weight loss campaign. In this article I will be providing people with help and assistance that will hopefully prove to be beneficial in ensuring that this is one diet that ultimately proves to be successful.

One of the biggest mistakes that people make when attempting to lose weight is the fact that they try to eat next to nothing in each day. This is seriously wrong and can actually cause more damage than good. To go from eating a lot of food to eating virtually nothing is just down right crazy.

So what should we be doing in our quest to lose weight? Well there are a number of things. To start with we should start to exercise on a more regular basis. Yes I understand that the “E” word may sound a little scary but come on folks if you are serious about losing weight then it has to be done. For those of you who enjoy watching the television why not spend time on the exercise bike at the same time? It all helps at the end of the day.

Breakfast is widely regarded as the most important meal of the day and is therefore one which should not be missed. Please remember that to eat a fatty English cooked breakfast each morning is not the way to go!

Eating the three main meals of the day, cutting out the snacks that people generally eat between meals and increasing the amount we exercise are generally the three essential elements to a successful diet.

Any changes such as the above should not be seen as a short term thing. These have to be life changes if you are going to stay lean and trim over the long term.

By: blueboy
Article Directory: http://www.articledashboard.com

Wednesday, January 7, 2009

The Ways To Stop Smoking

The Ways To Stop Smoking

There are many kinds of ways to stop smoking, but few of them is valid. Stopping smoking is a word that is definitely easier said than done by the millions of people around the world who are addicted to the cigarette. Most smokers are well aware of smoking is bad for them but breaking the habit is hard. What should we do when we get addicted to the nicotine? Here are some ways to help you solve the problem.

Learn the knowledge of smoking. A majority of people have not enough confidence to stop smoking, the biggest reason is that they don't understand smoking very well. Just like a man have not hope to his future, because he don't understand himself and have not a layout in detail.
Using smoking hypnosis. Using smoking hypnosis to stop you from smoking is not as difficult as you might think. But it's useless to the people who does not want to stop smoking,so don't waste your time. Even if the suggestion would work, which would be unlikely, the results would not last a long time. In total, through the hypnosis, a man can be given an advice to convince him not to smoke any more.

Using freedom Laser Therapy. One of my friends was a pack and a half a day smoker and quit smoking in one 30-minute treatment with laser therapy. He went to a company called Freedom Laser Therapy that provides a pain free low-level laser procedure which helps alleviate nicotine withdrawal symptoms. The staff at Freedom Laser Therapy is dedicated and passionate about helping smokers end their nicotine addiction.

Find support group. You can get information on resources in your local area for support groups. There's help even online. They have a lot of resources just stick to it and stay motivated. It's mostly mental so just be strong. Know that you have complete control of your life.

Remind yourself every day. The best way is daily affirmations. Through daily affirmations, make your way into your subconscious and decrease your desire to smoke. It can be used help a person who want to stop smoking. Focus their mind on the words. Pay attention on the words and what they mean to you. Imagine yourself healthy and as a non-smoker. Tell your family members that you are going to stop smoking through the affirmations. They will try their best to help you get out of the bad habit.

By: jimmy001
Article Directory: http://www.articledashboard.com

Find Over 50 Health Insurance

Find Over 50 Health Insurance

One of the hardest groups of people to find individual health insurane for in the US are those in middle age. Middle aged people may have developed some health problems, and are not usually eligable for the best rates. On the other hand, they are too young for Medicare which helps older people manage their health insurance costs alot.

It is sort of ironic that middle aged people who seek health insurance are still called "under age". This means that they are still under the normal age for Medicare. So they must purchase full medical insurance coverage on themsevles, and not just a supplement to cover things that Medicare does not cover.

Look at higher deductible health insurance plans. Major medical plans with higher deductibles will cost less, and sometimes, the underwriting guidelines are more relaxed. These plans will stay you from a financial catastrophe if you are ill, but will not pay out on every penny of your health services.

A $5,000 or $10,000 yearly deductible may seem high, but that higher deductible can save thousands of dollars every year on health insurance premiums. And those plans that include a medical provider network, like PPO plans, will help you save money on the medical services you need to pay for out of your own pocket.

Insurance shoppers complain about giving up the benefit of a doctor's copay. But many copays are $40 or $50 these days. If your network discount cuts the doctor's bill in half, you probably will not pay that much for an office visit anyway. And you can save a hundred dollars a month, or more, on your premium!

These days, we have HSA plans (health savings accunts) that work with higher deductible plans. The tax advantaged savings account can be a great way to save money to pay the deductibles. In fact, you can use the money in the savings account to pay for other services, like vision or dental care, that your major medical policy does not even coverage. Many accounts even earn interest on the money too. And if you do not use the money, it keeps rolling over. At retirement age, you can withdraw the money without any tax penalty.

For disciplined savers, and for older people who need to manage health care costs, HSA plans can be a great alternative. You have a lower premium every month, and you also have an interest earning, tax advantaged savings account. You can use the money for out of pocket medical expenses, or you can keep any unused money for retirement.

Some people will have health problems so they cannot qualify for any individual plan. Every US state has a high risk health insurance plan, and you can contact a qualified insurance agent or your state insurance department for more information. You will have to pay for these plans, though, and sometimes they are expensive.

State and local governments also have low income programs. You can look for information about state Medicaid plans or country health programs to see if you qualify. You can also find lists of federally funded health care centers that will provide services on a sliding scale, depending upon income.

By: Marilyn Katz
Article Directory: http://www.articledashboard.com

Tuesday, January 6, 2009

Diabetes Symptoms - Learn to Spot the Symptoms of Diabetes Early

Diabetes Symptoms - Learn to Spot the Symptoms of Diabetes Early
By Steven R Arnold

If you pay attention to your body, you can spot diabetes symptoms early and have a far better chance to reverse the disease before it becomes severe. Remember that Type 2 diabetes mellitus is practically always a preventable disease. You never have to experience the symptoms of diabetes type 2 - if you are willing and ready to make a firm commitment to healthy living today.

Diabetes Types:

There are several types of diabetes and most are preventable. Type 1 diabetes mellitus has no definitively-known causes and/or cures. This is also called insulin-dependent diabetes and is characterized by a complete lack of pancreatic function.

Type 2 diabetes mellitus, the most common type, is almost always able to be prevented through modifications in eating habits and exercise levels. Type 2 diabetes accounts for over 90% of all diabetes mellitus cases.

Gestational diabetes mellitus is the diabetes type that women develop during the later stages of pregnancy. The label is reserved for women who have never before exhibited any diabetes symptoms. It almost always regresses completely after delivery and is very manageable during pregnancy - again with healthful dietary standards and daily exercise.

Diabetes Symptoms:

Look out for the following symptoms of diabetes and consult with your physician if you believe yourself to be at risk:

* Frequent urination;
* Insatiable thirst;
* Excessive hunger;
* Weight loss;
* Slow-healing wounds;
* Drowsiness, difficulty waking up;
* Fatigue, weakness;
* Irritability;
* Dry, itchy skin;
* Velvety skin on neck or underarms;
* More...

What causes diabetes?

Type 2 diabetes mellitus is caused in the majority of cases by improper food choices, improper eating habits and sedentary living. We have to eat nutritious foods in a healthy manner and we have to exercise daily if we wish to avoid the development and onset of diabetes symptoms. There is simply no other way. Teaching yourself new ways to perceive the foods that you consume and being physically active bring new meaning to your life. Your days become far more enjoyable and you significantly decrease your propensity to develop all diseases - not just type 2 diabetes mellitus.

Current diabete research shows that there are over 57 million people in the US alone that have pre diabetes. These are the people at the highest risks for developing Type II diabetes. If you are amongst them, then you need to take immediate action and redefine your habits concerning your diet and exercise programs. Remember that the symptoms of diabetes can very likely be reversed.

Preventing Type 2 diabetes:

You can prevent type 2 diabetes mellitus by committing to the following positive lifestyle changes:

* Start concentrating on eating foods that are mainly water like fruits, vegetables and legumes;
* Eat 5 or 6 small meals on a given day instead of just 1 or 2 large meals;
* Eat your meals at the same times every day;
* Shun fast foods and processed foods from your life. Also, no bleached foods, microwave foods or high-fat foods;
* Avoid excessive alcohol consumption;
* Avoid high-sodium foods;
* Turn and run from Trans fats;
* Drink a lot of water every day;
* Exercise for at least 20 to 30 minutes every day;               

Avoid the development of diabetes symptoms beginning today by committing to a healthy lifestyle. You and your loved ones will be so much happier for it.

source : http://www.ezinearticles.com/?Diabetes-Symptoms---Learn-to-Spot-the-Symptoms-of-Diabetes-Early&id=1839652

Baby Crib Safety

Baby Crib Safety
By Ursula Ansbach

Your first baby is on its way and you and your family are so excited. Nanna Cheryl and Auntie Michelle are offering you their baby cribs and you're all sharing stories that build family history and tradition. Beautiful family memories are being made.

But before you say yes to that family baby crib, be sure to check to see if it meets the safety standards set by the Consumer Products Safety Commission for safe baby cribs. Additionally there are voluntary standards set by the Juvenile Products Manufacturers Association(JPMA). When a manufacturer meets these voluntary conditions it is a signal to you that this is a quality baby crib designed with safety in mind.

What many of us may not know is that antique or used baby cribs are actually responsible for a majority of crib related injuries. Many of the approximately 12,000 annual injuries suffered by babies are due to used baby cribs that do not meet current baby crib safety standards. If you are thinking of using a previously owned crib be sure to check and see if it meets the following regulations.

According to the Consumer Products Safety Commission safe baby cribs should adhere to the following:

"A firm, tight fitting mattress so a baby cannot get trapped between the mattress and the crib. Cribs that are assembled wrong, have missing, loose or broken hardware or broken slats can result in entrapment or suffocation deaths. Infants can strangle when their head and neck become entrapped in gaps created by missing, loose or broken hardware or broken slats. Purchase high quality baby cribs that are easy to assemble and meet these safety standards. No more than 2 3/8 inches (about the width of a soda can) between crib slats so a babies' body cannot fit through the slats; no missing or cracked slats. Safety standards require there should be no corner posts over 1/16th inch high so a babies' clothing cannot catch. Safety standards require there be no cutouts in the headboard or foot board so a baby's head cannot get trapped."

For safe mesh-sided cribs or playpens, look for:

- Mesh less than 1/4 inch in size, smaller than the tiny buttons on a baby's clothing.
- Mesh securely attached to top rail and floor plate.
- Top rail cover with no tears or holes.
- Mesh with no tears, holes or loose threads that could entangle a baby.
- If staples are used, they are not missing, loose or exposed.

The JPMA Certification Program , a voluntary set of standards for juvenile products, was established in 1976 and continues to grow and play an important role in the juvenile products industry. More than 2000 products are JPMA Certified in 20 categories. The JPMA Certification Seal on a product tells consumers it has been verified as conforming to the requirements established by the American Society for Testing and Materials (ASTM), through independent laboratory testing and follow-up, on-site inspection of the manufacturers production line. These manufacturers are held to high safety standards with a focus on reliability and functionality. Manufacturers are obligated to meet those principles with every product.

The Directory of Certified Products is available in all retail stores and lists the manufacturers of products bearing the JPMA certification seal. By placing a JPMA certification seal on a product, the manufacturer certifies this is a quality baby crib, meeting more than just the basic baby crib safety standards and the requirements for certification. Our symbol of certification is a symbol of confidence that the juvenile products have met high performance standards. This confidence extends to customers in the buying decisions they make.

Look for the JPMA authorization and the Consumer Products Safety Commission approval to be certain that your are purchasing a high quality baby crib that meets the most stringent baby crib safety standards.

source : http://ezinearticles.com/?Baby-Crib-Safety&id=1788596